Money Tree: Save & Grow

Privacy Policy

Doalier Pty Ltd · Last updated 8 October 2026

Who we are

Money Tree: Save & Grow ("Money Tree", "the app") is operated by Doalier Pty Ltd. This policy explains what we collect, why, who helps us run the app, and the controls you have.

What we collect

Account details: your name, email address, phone number if you choose to add one, and the account ID we give you. Passwords are stored only as salted hashes. If you sign in with Apple, Apple gives us your name and email address (or a private relay address).
Financial data: when you connect a bank, we receive read-only account, balance and transaction data through a regulated open banking provider. This access is read-only, and we never see or store your bank login details. Money moves only if you turn on a feature that asks your permission to move it, such as round-ups. We also keep the budgets and goals you set up, and a record of any Money Tree Plus purchases.
App activity: the features you use, such as budgets, goals and streaks. If you use the optional assistant, we receive the questions you ask it.
Crash reports and diagnostics: details of crashes and errors, how the app was performing at the time, and recordings of the app's screens for a sample of sessions. Recordings can include whatever is on screen, including your name, email address, account balances and transactions. Anything you type, such as passwords and sign-in codes, stays hidden.
Device details: a push notification token if you turn notifications on, your device's name or model to show your signed-in devices, and which store listing or ad campaign, if any, led to your install.

How we use it

To run the app's features: budgets, spending insights, savings goals, cash-flow forecasts and round-up tracking.
To manage your account, sign you in and keep it secure.
To send notifications, which you can switch off by type in the app.
To find and fix problems, and to understand which features people use so we can improve them.
If you use the optional assistant, your question and a summary of your financial data are used to answer it.

We do not sell your data, share it for advertising, show ads, or track you across other companies' apps or websites.

Who we share it with

We use these service providers to run Money Tree. Each receives only what it needs for the job listed.

Plaid, Fiskil and Basiq (open banking providers): the bank consent you give and the details needed to register you, which is an ID we create and, for some providers, your email address, name and phone number. They use these to connect your bank and send us its data. Which one you use depends on your bank.
Amazon Web Services: hosts our servers and database, so it stores everything listed above on our behalf.
Sentry: crash and error reports from the app, linked to your account ID, and error reports from our servers, which can include your email address.
PostHog: screen recordings from the app for a sample of sessions, which can include what is on screen, such as account balances and transactions, but not what you type, linked to your account ID.
SigNoz: our server logs and performance data, which can include your account ID and email address.
TelemetryDeck: usage analytics, such as which screens and features are used. It receives a scrambled ID rather than your account ID, and no names, amounts or merchants.
Resend: sends our emails, such as sign-in codes, so it receives your email address and the message.
Apple Push Notification service and Firebase Cloud Messaging (Google): your device's push token, to deliver notifications to iPhone and Android devices.
Apple and Google: handle Money Tree Plus purchases through the App Store and Google Play. We receive a record of the purchase to unlock Plus, never your payment details. Apple also handles Sign in with Apple, and each store tells us which ad campaign, if any, led to an install.
A hosted language model provider: if the optional assistant is available to you and you use it, your question and a summary of your financial data, to write the answer.

We don't give your data to anyone else, unless the law requires it.

Retention and deletion

Disconnecting a bank in the app deletes the financial data held for that connection and withdraws the consent with your provider.
You can permanently delete your account in the app (open the You tab, then tap Delete account), or by emailing support@doalier.com from your account's email address. This removes your account and its data, and removes your registration with every open banking provider you used.
Some records are kept after deletion. The Delete your account section of our support page lists them and how long each is kept.

Security

Data is encrypted in transit (TLS), and our access to bank data is read-only. Where your bank data comes through an open banking regime, you can also view and withdraw your consent through your bank at any time.

Your rights

You can ask for a copy of your personal information, ask us to correct it, or ask us to delete it. Doalier Pty Ltd is bound by the Privacy Act 1988 (Cth), and you may have further rights under the privacy law where you live. To exercise any right, or for any privacy question, contact us and we'll respond promptly.

Contact

Doalier Pty Ltd, support@doalier.com